A revisiting my clients

Today I went through my client list from as far back as 2006.  And there is great news!  All but one still own their houses.  That only “one” house is in foreclosure! And that’s because my client, borrowed more money against the property. (He did not get the additional loan from me); One client, paid off her loan and owns the house free and clear! Smart!  Another one is contemplating on refinancing her loan from a 15 year loan at 6.38% to a 10 year loan at 3.875% with a much lower payment.  Should be a no brainer, right? Except she only has 8.5 years remaining in her current loan, and she does not want to extend the term for another 2 years.  What do you think she should do?

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About B.Richrealty and Mortgage

B. Rich Realty and Mortgage was founded by Ramona "Bing" Rich, who has over 20 years experience in the real estate field. B.Rich Realty’s goal is simple– a) to help individuals and families find a house and a loan that is compatible to their current financial profile; 2) to assist sellers maximize profit from the sale of their property and be assured that they have the optimum representation; 3) most important, maintain compassion towards our clients, which guarantees that we meet their needs first before ours. We are a continuum of care and service.
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